Escrow Services
Escrow services are provided to insure that an impartial third party will handle all legal documents and money on behalf of the seller, buyer, and lender.

Escrow officers do not use a standard set of guidelines that apply to every closing. They use earnest money agreements and/or lenders instructions to insure that every detail of the closing will be conducted just as YOU have requested.

An earnest money agreement, used with the sale of property, is an agreement between the seller and buyer which outlines the terms of the sale, and any agreements that have been made by the parties involved. If the terms of the agreement change, after the transaction is already in progress, an addendum to the agreement must be provided showing the changes made. An earnest money agreement is normally prepared by the seller and buyer, a realtor involved in the transaction, or their attorney.

Lenders instructions are provided by the lending institution.

All money associated with the transaction is deposited into a trust account held by Abstract & Title. Once the documents are signed and recorded, the escrow closer distributes funds according to the signed instructions.